Privacy Policy &
Terms of Service

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to Cerberus Retirement Inc. and CerberusRetirement.com and governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to Cerberus.com include Cerberus Retirement Inc. By using the CerberusRetirement.com website, you consent to the data practices described in this statement.

Collection of your Personal Information

The CerberusRetirement.com website (Site) may also collect anonymous demographic information, which is not unique to you, such as general usage data and pages accessed.

We do not collect any personal information about you unless you voluntarily provided to us. However, you may be required to provide certain personal information to us once you elect to use certain products or services available on the Site. These may include: (a) registering for an account through the Site (b) signing up for special offers from selected third parties; (c) sending us an email message; (d) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you about services or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

CerberusRetirement.com collects and uses your personal information to operate its site and deliver the services you have requested.

CerberusRetirement.com may also use your personally identifiable information to inform you of other products or services available from Cerberus Retirement Inc. and its affiliates.

Sharing Information with Third Parties

Cerberus Retirement Inc. does not sell, rent or lease its customer lists to third parties.

Cerberus Retirement Inc. may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is transferred to the third party. Cerberus Retirement Inc. may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Cerberus Retirement Inc., and they are required to maintain the

confidentiality of your information.

Cerberus Retirement Inc. may disclose your personal information, without notice, if required to do so by law or in good faith belief that such action is necessary to (A) conform to the edicts of the law or comply with legal process served on Cerberus Retirement Inc. or the Site; (B) protect and defend the rights of the property of Cerberus Retirement Inc.; and/or (C) act under exigent circumstances to protect the personal safety of users of Cerberus Retirement Inc., or the public.

Tracking User Behavior

Cerberus Retirement Inc. may keep track of the Site and pages our users visit within CereberusRetirement.com, to determine what Cerberus Retirement Inc. services are the most popular. This data is used to deliver customized content and advertising within CereberusRetirement.com to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

CerberusRetirement.com may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times and referring Site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the CereberusRetirement.com Site.

Children Under Eighteen

Cerberus Retirement Inc. does not knowingly collect personally identifiable information from children under the age of eighteen. If you are under the age of 18, you must ask your parent or guardian for permission to use this Site.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you the opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any of all communications from third-party providers of Cerberus Retirement Inc. by contacting us here:

Webpage: Contact Us Page

Email: chris@cerberusretirement.com

Phone: (602)288-4005

Changes to this Statement

Cerberus Retirement Inc. reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending notice to the primary email address specified in your account, by placing a prominent notice on our Site, and/or by updating any privacy information on this page. Your continued use of this Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Cerberus Retirement Inc. welcomes your questions or comments regarding this Statement of Privacy. If you believe that Cerberus Retirement Inc. has not adhered to this Statement, please contact Chris Edelen at:

Chris@CerberusRetirement.com

Effective as of May 1, 2019.

Terms of Service

Website Standard Terms and Conditions

1. Introduction

These Website Standard Terms and Conditions (these “Terms” or these “Website Standard Terms and Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within the website (collectively referred to as this “Site”). These Terms apply in full force and effect to your use of this Site, and by using this Site, you expressly accept all terms and conditions contained herein in full. You must not use this Site if you have any objection to any of the Website Standard Terms and Conditions.

This Site is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Site if you are a minor.

2. Intellectual Property Rights

Other than the content that you own, which you may have opted to include on this Site, under these Terms, Cerberus Retirement Inc. and/or its licensors own all rights to the intellectual property and material contained in this Site and all such rights are reserved.

You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Site,

3. Restrictions

You are expressly and emphatically restricted from all of the following:

1. Publishing any Site material in any media;

2. Selling, sub-licensing and/or otherwise commercializing any Site material;

3. Publicly performing and/or showing any Site material;

4. Using this Site in any way that is, or may be, damaging to this Site;

5. Using this Site in any way that impacts user access to this Site;

6. Using this Site contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Site, or to any person or business entity;

7. Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Site, or while using this Site;

8. Using this Site to engage in any advertising or marketing;

Certain areas of this Site are restricted from access by you and Cerberus Retirement Inc. may further restrict access by you to any access of this Site at any time, in its sole and absolute discretion. Any user ID and password you may have for this Site are confidential, and you must maintain the confidentiality of such information.

4. Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video, text, images or other material you choose to display on this Site. With respect to Your Content, by displaying it, you grant Cerberus Retirement Inc. a non-exclusive, worldwide, your revocable, royalty-free, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be infringing on any third party’s rights. Cerberus Retirement Inc. reserves the right to remove any of Your Content from this Site at any time, and for any reason, without notice.

5. No Warranties

This Site is provided “as is,” with all faults, and Cerberus Retirement Inc. makes no express or implied representations or warranties, of any kind related to this Site or the materials contained on this Site. Additionally, nothing contained in this Site shall be construed as providing consult or advice to you.

6. Limitation of Liability

In no event shall Cerberus Retirement Inc., nor any its officers, directors, and employees, shall be liable to you for anything arising out of or in any way connected with your use of this Site, whether such liability is under contract, tort or otherwise, and Cerberus Retirement Inc., including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Site.

7. Indemnification

You hereby indemnify to the fullest extent Cerberus Retirement Inc. from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

8. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such un-enforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provision shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms

Cerberus Retirement Inc. is permitted to revise these Terms at any time as it sees fit and using this Site you are expected to review such Terms regularly to ensure you understand all terms and conditions governing the use of this Site.

10. Assignment

Cerberus Retirement Inc. shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

11. Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Site, constitute the entire agreement between Cerberus Retirement Inc. and you in relation to your use of this Site and supersede all prior agreements and understandings with respect to the same.

12. Governing Law & Jurisdiction

These Terms will be governed and construed in accordance with the laws of the State of Arizona, and you submit to the non-exclusive jurisdiction of the state and federal courts located in the state for the terms of this agreement.

13. Contact Information

Cerberus Retirement Inc. welcomes your questions or comments regarding this Website Standard Terms and Conditions. If you believe that Cerberus Retirement Inc. has not adhered to this Statement, please contact Chris Edelen at:

Chris@CerberusRetirement.com

Effective as of May 1, 2019.

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